The RealReal is an authenticated luxury online consignment founded the year 2011 by Julie Wainwright. It is now a company with millions of shoppers and consignors around the world. Aside from their online store, they also have retail stores in New York City and Los Angeles. They sell authentic luxurious products for women, men and kids, and home decors as well.

The company offers Luxury Now, Pay Later program for its customers. They partnered with Affirm Loans powered by Cross River Bank to determine qualified customers. Qualified customers may choose from 3, 6, or 12 months payment terms and given 10-30% APR based on their creditworthiness. Purchases between $50-$99 may choose from 3 to 6 months payment term, while purchases under $50 are offered a 30-day interest-free term.

 

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