Barclay’s offers Buy Now Pay Later personal loans.

When it comes to repaying your Buy Now Pay Later loan, you have a few options:

  • You can begin your repayments as planned when the first payment is due.
  • You can repay the loan in full before your first payment is due, either as a lump sum, or across several payments and you will not be charged interest. You may be charged a settlement fee, if this applies.
    It’s also fine to repay part of your loan before your first payment, meaning you’ll pay less interest on your loan. When we receive your payment, we will reduce your loan balance by the sum of your repayment plus the interest rebate. Your monthly payment will remain the same, so this may mean you repay the loan in full sooner.
  • Once you begin your repayments you’re free to settle your loan at any time but if you make a full or partial payment after the date of the first repayment, you will not be entitled to a refund of any interest up until that date.

Stores that Accept Barclay’s

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