Klarna allows customers the flexibility to make planned payments to buy now, pay later. The Klarna credit application is quick and easy. Then you pay after delivery within 14 days after you are sure that you are happy with your purchase. Find your favorite Klarna stores; shop for gifts and items you need, then pay in four installments. Wondering who accepts Klarna? You may be surprised to know that dozens of mainstream shops accept Klarna at checkout. Below is a list of the top online stores that use Klarna as their primary buy now, pay later provider!
Stores that Accept Klarna
Are you asking yourself who accepts Klarna? What are Klarna finance shops? Or what stores that accept Klarna financing? Check out our huge list below of Klarna stores!
How Does Klarna Work?
Pay in 4
Split the cost of your purchase into four interest-free payments, paid every 2 weeks. No interest. No catch. Just more time to pay for the things you love.
Pay in 30 days
Start enjoying what you’ve ordered right away. Make payments online or in the Klarna app after trying the product IRL. No interest and only pay for what you keep.
6–36 Month Financing
The transparent credit options are offered in partnership with WebBank, member FDIC, giving you the flexible financing you need to seamlessly shop larger purchases.
What Is the Downside of Klarna?
Klarna has a convenient feature that allows you to make payments in 4 installments with no interest. However, if you fall behind on payments or miss them altogether, then the company could report this in their records with negative effects. These effects include lowered credit scores and late fees being charged.
What Credit Score You Need for Klarna?
Klarna doesn’t have a minimum credit score requirement to qualify for financing. It’s possible with no prior history to order four interest-free installment payments. With interest-free installments, they may conduct a “soft” credit pull.
Does Klarna Build Credit?
Klarna does soft credit pulls. So while it will not damage your credit score, it will not help you build up your credit score.
Is Klarna Better Than Afterpay?
Klarna is the go-to option for those who want more financing options, including retailers that’re not on Afterpay’s marketplace of partners. You can even create virtual card numbers to use anywhere Visa acceptance exists!