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Stores that Accept Acima

What Does Acima Do?

Acima offers lease-to-own financing for furniture, appliances, outdoor goods, eyewear, jewelry and more. Since the company considers more than credit scores when you apply for a loan, it might be a good fit if you have bad credit or no credit history.

How Can I Get Approved for Acima?

Acima says that customers don’t need to have a good credit score in order to be approved for a lease, the website states that eligibility requirements include a 3-month income history, monthly income of $1,000 or more and a checking account for at least 90 days in positive standing.

What is Acima Leasing?

Instant Shopping Power

Acima will purchase products up to your lease line amount for lease to you.

Thousands of Choices

Use some or all of your lease line for merchandise at thousands of retailers.

The No Credit Option*

Get the things you want without using credit you may have or increasing your debt.

Easy Payment Options

Make flexible payments that are conveniently scheduled with your payday.

No credit is needed with Acima Credit. Buy what you need when you need it up to $5000, and they’ll give you 12 months to pay it off with flexible payment options (weekly, bi-weekly, twice monthly or monthly). They even offer a 25% off early payoff discount.

  • No Credit Scores
  • Instant Approvals
  • Easy Payment Options

Acima Credit was formerly known as Simple Finance and is known as a lease-to-purchase specialist. If you do not qualify for Acima Credit, we suggest checking out Affirm, Klarna, Bread and/or Zibby.