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Stores that Accept CareCredit

Does CareCredit Hurt Your Credit?

It’s there for you in case of a health emergency, and it’s not hurting your credit rating. Although applying for CareCredit did result in a small credit scoring dip, you needn’t worry about long-term damage. Hard inquiries can only affect a credit score for up to a year.

What Is Covered Under CareCredit?

CareCredit offers Healthcare financing designed specifically for health and wellness needs. CareCredit credit card applications can be done online through the website, over the phone or in person at more than 200,000 healthcare provider locations that accept CareCredit. The standard Cardholder’s APR is 26.99%. No interest if paid in full within 6, 12, 18 and 24 month financing options.

How Do I Pay With CareCredit?

With the CareCredit Mobile App you can access your digital card, pay your bill, find enrolled providers and businesses that accept CareCredit, set alerts and pay your Provider invoice.

Pay for medical expenses not covered by insurance with the CareCredit credit card. Healthcare financing with CareCredit Whether you use your healthcare credit card to cover your deductible, or to pay for treatments and procedures not covered by insurance*, CareCredit helps make the health, wellness and beauty treatments and procedures you want possible today.

CareCredit was established by Ralph Stern in 1987. Back then, lots of people need dental implants but don’t have enough resources to pay for the procedure. It was then where Ralph decided to create a company that would offer a credit card called ‘DenCharge’ for medical patients. After the years, the company grew dramatically and changes the name to CareCredit that offers financing options to personal care purchases at places like Rite Aid and LensCrafters.

Learn more about Care Credit in this guide from our partner site Shopping Kim.