Cotton On was founded in 1991 by Nigel Austin. However, it was in 1988 where Nigel first made a sale by selling a denim jacket at Beckley Market in Geelong. Because the people loved his denim jackets, he decided to put up a clothing company where he opened his first branch in East Geelong. Since then, the company has become one of the largest global retailers, with over 1,500 stores in 18 countries worldwide.
What’s great about this company is that their customers can choose five different financing options to pay for their purchases. Cotton On financing services includes Afterpay, Zip, Humm, Latitude pay, and Laybuy. All of these financing services allow shoppers to pay installment for their purchases for up to 6 months. However, one should take note that to avail of their services, you must be 18 years old or above and must be residing in Australia. For US customers, financing is available through Afterpay and Quadpay.