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Stores That Take LayBuy

What is LayBuy?

Laybuy lets you receive your purchase now and spread the total cost over 6 weekly automatic payments. Always interest-free.

How Does LayBuy Work?

Laybuy offers online shoppers a simple interest free payment plan that lets you secure your purchase today and pay for it in 6 equal payments, once a week for 6 weeks.

Is LayBuy the Same as Afterpay?

Afterpay and Laybuy both have the same basic function which is extending a line of credit to users. … Afterpay charges you in 4 payments over 8 weeks, so a quarter payment every fortnight. Laybuy splits the purchase into 6 payments, due weekly, giving it an overall tighter payment schedule with more regular payments.

Is LayBuy a Credit?

Laybuy offers 0% interest on a purchase, with payments spread the total cost over 6 weeks. They conduct a credit check, which can impact credit scores.

Can You Use LayBuy in US?

Laybuy is available for New Zealand, Australian and UK residents who are at least 18 years old.