Launched in 2014, Perpay is a financial platform in which you can buy products from certain brands and pay them on a monthly basis through scheduled payments with deductions from each paycheck. Perpay is a good alternative to payday loans. It could make sense for those who are struggling with debt and have fewer financial obligations.

How Perpay Works  Your Spending Limit  Answer a few simple questions to access your Spending Limit, which can range from $500 - $2,500.  Shop Perpay  Choose from thousands of your favorite products and premium brands.  Sit Back & Relax  We ship your order after we receive your first payroll direct deposit.  8 Easy Payments  Pay for your order with a small amount from each paycheck. Your Spending Limit increases with each purchase!

By completing your profile along with the information you provide, Perpay can determine the spending limit that suits you. You can shop from premium brands and they will ship your order once they receive your first payroll direct deposit. Perpay offers zero fees or interest for purchases, however, the platform may levy fees of $35 for late payments.

Big Brands. Small Payments. 

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