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Bread is the buy now, pay later platform powering the future of ecommerce.

Buy Now and Pay Over Time with Flexible Payment Methods

Bread offers you an easy and convenient way to buy the things you want now and pay over time.

  • Straightforward Pricing – Simple transparent terms. No prepayment penalties. No deferred interest.
  • Quick & Simple – Applying is easy. All we need is a few pieces of information and you get a decision in seconds.
  • Automatic Payments – Sign up for automatic payments and have the flexibility to change your due date if needed.
  • Not a Credit Card – Always know how much you’ll pay. Easy equal installments. No surprises.

How Bread Payments Work

  1. Shop Online or In-Store – Add items to your cart. Choose Bread and get a real-time decision without it affecting your credit score.
  2. Select Your Plan – Check out with Installments or SplitPay with rates starting at 0% APR.
  3. Complete Your Purchase – Get your item now and pay over time in monthly installments or four easy payments.

Stores that Accept Bread

amore beds
Amore Beds is a distributor of quilted and organic mattresses. They design their mattresses to have white fabric side up at all times. Their products are guaranteed to last 10 to 20 years but may last a lot longer with proper care. Rotating the mattress every 3 to 6 months is one of their recommended proper care. They offer standard ...
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BBQ Guys
Since 1995, BBQGuys were creating customized outdoor spaces for their clients. They can transform their client’s patio into an entertainment place. Their products include freestanding, built-in grills, outdoor kitchen components, luxury patio furniture, cookware, and more. Access to BBQGuys.com's broad range of products in categories: BBQ Grills featuring over 40 major brands (Weber, Traeger, Blaze, Lynx, DCS, Fire Magic, Primo, Camp ...
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cambria logo
The first Cambria Bicycle Outfitter Outlet was opened in the coastal hills south of Paso Robles, CA, in 1986. Their goal is to provide the world with the coolest bikes. For decades, the company has been an excellent source for mountain bikes, hardtail, suspension, cycling apparel, different bike components, and protection gears. Aside from having an online retail website, the ...
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Daily Steals
Daily Steals has been around the internet since 2009 but in 2015 it went offline because of business loses. It was the year 2016 when a group of investors who are committed to eCommerce purchased it. Since then, the website became a major online shopping site servicing thousands of customers in a month. Their products include mobile, computers, audio, fashion, ...
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Priority Bicycles
While the company was founded in 2012, Priority Bicycles started in 2014 after Weiner crowdfunded the company with a Kickstarter campaign. Dave Weiner, the founder, quit his job as a CEO of a software company to pursue his passion. He then decided to enter the bicycle industry with a vision to create a hassle-free, everyday bike for recreational riders that ...
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spinlife logo
SpinLife is currently the largest online dealer of mobility medical equipment such as power wheelchairs and electric scooters in the United States since 1999. Through the years, they have already helped tens of thousands of customers solve their mobility problems and medical equipment needs. While ordering such complex and expensive medical equipment online might scare you, they’ll make sure to ...
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super jeweler logo
SuperJeweler.com was opened in 1999, and since then, it has provided amazing jewelry and accessories at the absolute lowest prices. Primarily, it was an online jewelry store that commonly offers a wide variety of jewelry that features precious gemstones and metals. They also have vast collections of engagement rings, wedding rings, diamond stud earrings, bracelets, necklaces, and personalized gemstone jewelry. However, ...
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Sylvane
Emerged from the founders who were severe allergy sufferers, Sylvane now offers the best indoor air quality products. They provide air quality solutions, humidity control, heating and cooling, and vacuums and floor cares which help solve problems like airborne allergens, air temperature, and comfort issues. Among their former clients were Hewlett-Packard, Oracle, U.S Army, and Harvard University. The consumers can ...
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untilgone logo
UntilGone (formerly Yugster) was established in 2005 that aims to provide a tailored-to-fit-you online shopping experience for their customers. They offer the best varieties of deals on innovative and unique yet quality products at an affordable price and, at the same time, providing a helpful and efficient customer service experience. They make sure to provide their customers a secured online ...
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WinkBeds
Wink Beds offers luxury beds with a luxury price. The mattress company was founded by Daniel Adler last 2015 and offers three kinds of beds in the market. First is the WinkBed, which is also their flagship model. Second is the EcoCloud made from natural and organic materials with pocketed coils, latex foam, and an organic cotton cover. And the ...
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