Stores that Accept Katapult
What is Katapult?
Beginning in 2020*, Katapult offers its customers no credit required alternative to traditional financing. This lease purchase transaction has no long-term obligation and options for the ownership of the chosen product. Partnering with both online and brick-and-mortar retailers nationwide, Katapult provides purchasing power to the underserved subprime consumer market.
With Katapult’s lease purchase agreement, customers can make the appropriate lease purchase agreement payments on or before the due date for the use of the products. They can choose whether to continuously use the products by making an advanced lease renewal payment, buy the products at any time, or return the products to Katapult with no further obligation unless there are past due balances and any restocking fees that may apply.
*Katapult bought out Zibby so you may need to select Zibby at checkout, and in some cases, you may will need to select Affirm at checkout to receive the Katapult payment option.
Is Katapult and Affirm the Same?
Affirm and Katapult offer very different options to buy. Affirms financing option allows you to pay back a loan later, while in the case of Katapult it’s more like leasing your items where at lease end or when paid off they become yours!
Is Katapult a Good Idea?
Katapult is a great company. I have never had any problems using their services and they allow you to get the things that are important for your life without worrying about credit or poor marks on file with banks! You can even pay off items when it’s convenient because of the flexible payment plans, which help everyone out in this tough economy (and don’t leave us hanging while we wait).
Does Katapult Affect Credit?
No need to worry about applying for a leasing agreement with Katapult. This is because your credit score won’t be affected.
Is Katapult a Monthly Payment?
Katapult is a “No Credit Required” lease-to-own payment option by which customers can make monthly payments to pay for their purchases instead of paying in full at checkout. With this service, no credit requirements are needed, and it’s an easy way to get the most value out of your buying experience!