List of Stores that Accept Affirm Financing to Buy Now Pay Later

Click on individual online store logos for more information about that store and to shop.

Reverb

Reverb

Reverb was founded in 2013 by David Kalt. The company is selling different kinds of musical instruments and gears online. The reason why David starts the company is that during that time, lots of music stores in Chicago, both in-store and online sell expensive musical...

Layla Sleep

Layla Sleep

Founded by Akrum Sheikh in 2016, Layla Sleep has quickly become one of the most popular brands in the mattress industry. The reason behind it is that their mattress offers two different firmness – thanks to its dual-sided copper infused memory foam design. The...

Bundle Living

Bundle Living

Bundle Living has the philosophy of “Flexible Seating for a Modern Life.” They create spaces for bringing people together with fresh, flexible seating options designed for comfort and conversation. Using durable fabrics, supportive foams, and solid hardwoods, their...

ACO Power

ACO Power

Based in Los Angeles, California and founded in 2011, ACOPower is an established company that has a dedication to provide off-grid and portable power solutions to the market. They specialize in portable power products for mobile living such as camping, RV, boat,...

Smart Home

Smart Home

Founded in 1992, Smarthome is one of the world's largest home automation retailers and has become an easy-to-use source for affordable and cutting-edge of over 13,000 lighting, security, and home entertainment products that are Insteon-compatible. With Insteon...

Level Sleep

Level Sleep

Changing the way we sleep so we can live and perform better, Level Sleep offers simple, yet intelligently-designed sleep products for optimal and restorative sleep. Level Sleep offers mattresses, pillows, bed frames, and platform beds. With TriSupport technology, a...

DreamCloud Sleep

DreamCloud Sleep

Engineered with 8 distinct layers of handcrafted premium materials, DreamCloud aims to envelop the dreamer in a plush, pressure-free, and dream-filled sleep. Available at an affordable price to everyone, their next luxury hybrid mattresses, including bases, bedding,...

Purple

Purple

In 1989, two brothers Terry and Tony Pearce talked about being partners in changing the world. With Terry’s 20 years of manufacturing, design, and project management experience and Tony’s 13 years in the industry of advanced aerospace materials, they created high tech...

Rad Power Bikes

Rad Power Bikes

Rad Power Bikes was founded by Mike Radenbaugh together with his friend and college roommate Ty Collins 10 years after he created his first electric bike when he was 15 to get to school and back. After joining an online forum on how he could power his bike, he...

Gucci

Gucci

Gucci is a famous Italian luxury brand of different leather goods and fashion, such as handbags, shoes, and belts. The company has been around for almost a century and was founded by Guccio Gucci. Their products are so prominent that it became one of the most copied...

Verishop

Verishop

Verishop was founded by Imran Khan in 2019 together with his wife, Cate Khan. This new retail website will go head-to-head with popular e-commerce platforms like Amazon. However, unlike any other e-commerce site, they assure their customers genuine designer apparel,...

Majestic Beds

Majestic Beds

Founded by W. Alan Martens in the mid-1990s, the company's first mission was to provide a 2nd generation, incredibly comfortable, hybrid memory foam topper to reduce the painful counter pressure on sensitive joints from cancer patients. Three years later, they've...

Auto Anything

Auto Anything

AutoAnything has been in business for over 40 years since its establishment in 1979. Founded by Selwyn Klein, the company started first as a manufacturer and retailer of sheepskin seat covers and custom carpet floor mats. But in 1997, together with this eldest son...

Tire Rack

Tire Rack

Peter "Pete" Veldman and founded a tire company in 1979. Together with his son-in-law Mike Joines, both opened a tire retail store, but the bulk of their orders came from phone orders, so they eventually shut down the store and opened more phone lines instead. It was...

Alen Corp

Alen Corp

Alen Corp is a company that designs and manufactures air purification systems and air cleaner for both home and commercial establishments. The company has been in business for 15 years since its establishment in 2005. Through the years, they have continuously...

Warby Parker

Warby Parker

Warby Parker has been in the business for 10 years since its establishment last 2010. The company was owned by many individuals that aim to provide designer eyewear at an affordable price. Moreover, the company also partnered with VisionSpring, a non-profit...

Kiyonna

Kiyonna

Kiyonna was born out of a school business plan that was followed through after graduation by Kim Camarella-Khanbeigi back in 1996 in California. Kiyonna specializes in styling curvy women through their collection of timeless plus-size dresses and separates. They even...

West Elm

West Elm

West Elm belongs to the group of Williams-Sonoma Inc. and was launched in Brooklyn in 2002. Their target market is the young urban dwellers. They are engaged in the retail sale of furniture, lighting fixtures, rugs and window treatments, decor and kitchenware. West...

Adidas

Adidas

Adidas was founded by Adolf Dassler in Germany, back in 1924. It is now a multinational company and is the largest sportswear manufacturer in Europe, and the second largest worldwide. Adidas manufactures apparel, shoes and equipment for sports such as football,...

Tech For Less

Tech For Less

Tech For Less, Inc. is one of the world's largest stocking vendors of factory sealed, open box and refurbished computer equipment, peripherals, and electronics. The company has been in business since 2001 and was founded by local Colorado entrepreneurs. While most of...

Cheap Tickets

Cheap Tickets

Founded by Michael J. Hartley and Sandra Hartley 1986 in Honolulu, Hawaii, CheapTickets is an online travel services company. Their primary focus is on the leisure market, where they offer discounted airline tickets, cheap hotels, and vacation rentals, cheap rental...

Orbitz

Orbitz

Orbitz.com is a travel fare listing website. The Orbitz.com is owned by Orbitz Worldwide, Inc., based in Citigroup Center, Chicago, Illinois. They allow their customers to search for and book a wide range of hotels, flights, car rentals, cruises, vacation packages,...

Priceline

Priceline

Priceline is an online travel agency founded by Jay S. Walker in 1997. The company is helping people who are looking for discounted rates for airline tickets, hotel rooms, car rentals, and vacation packages, and other travel-related purchases. The company is based in...

Candid

Candid

Candid Co. was founded early in 2017. The company is based in New York, NY and provides direct-to-consumer clear aligners shipped straight to your door. Candid Co.’s core mission is to offer affordable and quality dental care that is 65% less than a traditional...

Gold Urban

Gold Urban

Gold Urban is one of the largest hip hop jewelry retailers based in East Coast of the United States. The company has been around for 30 years offering 18k gold-plated chains and gold cross pendants to a variety of customers including urban fashion fans, athletes,...

Heart Rate Monitors

Heart Rate Monitors

Heart Rate Monitors USA is a leading provider of Polar heart rate monitors, Garmin heart rate monitors, sports watches, GPS heart rate watches, and others. These items provide information about the users’ heart rate as well as tips for wellness. The products offered...

Reebok

Reebok

Reebok was founded in England, in 1958. It's one of the biggest brands in the footwear industry alongside Nike, Adidas, and Puma. Reebok focuses on three trend growing aspects; exercise, sports, and casual wear. They later branched out to multiple sports and also...

Reeds Jewelers

Reeds Jewelers

Founded by Bill and Roberta Zimmer in Wilmington, North Carolina in 1946, REEDS Jewelers is a well-known retail jewelry company in the US. The company mostly sells different precious gems, diamonds, fine jewelry, branded watches, Swarovski crystal, Pandora charms, and...

Simple Tire

Simple Tire

In 2012, SimpleTire opened up its ecommerce store through the collaboration of brothers and a friend. Currently, SimpleTire offers the largest selection of tires with over 10,000 installation centers and 3,000 independent supply points across the country. The company...

Camp Gear

Camp Gear

Camp Gear was founded by Steve Kopitz, a sports enthusiast with 5 decades of experience in outdoor adventuring. The company started as an online retail shop in 1997 and grown since as one of the top leading online camping destinations. Camp Gear offers a wide range of...

Vestiaire Collective

Vestiaire Collective

Vestiaire Collective is a French company that started in 2009 to bring unused luxury fashion items back into circulation. They are encouraging consumers who have lots of pre-loved designer items in their wardrobes to consider selling them on the market at affordable...

Nectar Sleep

Nectar Sleep

Since 2016, Nectar has been creating the world’s most comfortable mattress and premium home goods in North America. Headquartered in Palo Alto, CA, Nectar takes pride in its contoured comfort product that comes with a 365-Night risk-free sleep trial for a full year...

Design Within Reach

Design Within Reach

DWR or Design Within Reach is a company that offers innovative interior design products stylishly created by exemplary designers. The company was started by Rob Forbes in 1998 when he tried to furnish his apartment with clean and simple classics he learned while he...

Neiman Marcus

Neiman Marcus

Founded in 1907, Neiman Marcus is a privately held luxury retailer (and jokingly coined "Needless Markup") based in the U.S. It started as a tailor shop and evolved into a luxury merchant that targets 2% of the income bracket in the U.S and equally wealthy people...

Republic Wireless

Republic Wireless

Republic Wireless allows its customers to save money by availing their products and services for a lower price than other wireless services. Customers are offered flexible plans and coverage. The company believes that its customers shouldn’t all go to their carriers...

Austin Kayak

Austin Kayak

ACK is an award-winning specialty paddlesport and outdoor adventure retailer for over 20 years now. Despite being an e-Commerce company, they also have physical stores that can be found in San Marcos, San Antonio, and Houston. The company started with only 20...

My Pillow

My Pillow

Created by Mike Lindell, Inventor, and CEO of MyPillow®, Inc., it took him years to develop the perfect pillow he has been dreaming of. He then created “My Pillow” to help people, just like him, who are experiencing trouble sleeping comfortably. The company began to...

Vivid Racing

Vivid Racing

Vivid Racing is a company that started in 2001 with only $500 investment and a $1500 loan. Now, it is a multi-million dollar company recognized as online automotive tuning and parts sale businesses. By 2018, it became the official and exclusive distributor for Prior...

My Green Mattress

My Green Mattress

Thanks to Tim Master’s love for his daughter Emily, who suffered from eczema and environmental allergies, “My Green Mattress” was born. Tim developed an all-natural mattress made from only the healthiest and most honest materials. All of their products passed both the...

Nest Bedding

Nest Bedding

Established in 2011, Nest Bedding is a family-owned mattress and bedding company that servicing various states in the US, including Los Angeles, San Francisco, and New York. The company is well-known for giving a unique American made mattresses at affordable prices....

Zinus

Zinus

Been in the business for 16 years, Zinus continues to provide refreshing and easy-to-assemble home pieces like sofas, beds, and mattresses. The evolution and efficiency of their products come from customer reviews which they take as constructive criticisms, thus make...

NZXT

NZXT

NZXT is a company of gamers creating the best gaming PC consoles and products for gamers. They focus on creativity and expansion of their technology so they give only the best gaming experience to their costumers and PC gamers. Among their products are PC components...

Unique Vintage

Unique Vintage

Unique Vintage is a store full of retro and vintage-inspired pieces. The business started in 2000 when its founder, Katie Echeverry, started posting vintage dresses she found in flea markets just for fun. In 2008 she opened her first brick and mortar boutique store in...

Tradesy

Tradesy

Tradesy is a company that thinks of reducing fashion waste by reselling luxury brands. According to them, fashion is the third most polluting industry on the planet and one way we can help is to extend the life cycle of luxury goods. Plus, women who love fashion can...

World Wide Stereo

World Wide Stereo

World Wide Stereo was established in 1979. Bob Cole who has a lifelong passion for music, gadgets, and making people happy took a job with a retail franchise then opened up his version after the recession in Montgomeryville, PA. Being an authorized retailer of...

Goodyear

Goodyear

In 1839, Charles Goodyear accidentally discovered that the addition of heat and sulfur changes the rubbery consistency, later known as the vulcanization process. For more than 100 years in the industry, Goodyear has now become one of the largest leading tire companies...

Expedia

Expedia

Expedia Group is the world’s traveler platform with the purpose of bringing the world within reach. In 1996, Expedia.com then introduced online as Microsoft Expedia Travel Services. Powering other industry partners, Expedia’s brands include Expedia, Hotels.com,...

Travelocity

Travelocity

Travelocity believes that choosing the right destination with the right state of mind is the secret to fulfilling travel experiences. Travelocity lets customers sort the results of a flight search according to the number of stops, airline, price, and departure or...

Dreamfoam Bedding

Dreamfoam Bedding

When we talk about a mattress, there's nothing better other than DreamFoam. They are the pioneer of producing a bed-in-a-box mattress design that has been storming the market since 2008. Thanks to their state-of-the-art factory in Phoenix, Arizona, they were able to...

Aeroflow Breastpumps

Aeroflow Breastpumps

Founded in 2001 in North Carolina, Aeroflow Breastpumps aims to increase the occurrence of breastfeeding nationally that is why they provide the best equipment and supplies for all moms. They offer mama’s breast pumps, breastfeeding & pumping products, nursing...

Art

Art

Art.com gives access to incredible art images as well as top-notch craftsmanship. They believe that finding the art that you love makes one love their space more. Bringing the world’s largest art collection, they make sure to have that piece of art that customers...

Stadium Goods

Stadium Goods

Stadium Goods is a shop that offers curated best selection of sneakers around the globe. Its main office is located at 47 Howard Street in New York City. It offers branded and hard-to-find sneakers just right for sneaker collectors and enthusiasts. It also offers...

Sam's Club

Sam's Club

Sam’s Club is a membership program store which focuses on providing its members’ fresh food, incomparable Member’s Mark products, personal products, and an assortment of items from different suppliers at very reasonable prices. It offers two kinds of memberships:...

iRobot

iRobot

iRobot has developed over the years since its first started in 1990 by Massachusetts Institute of Technology roboticists. Its main vision is to create practical robots a reality. Its first product was Genghis, a robot designed for space exploration, that was followed...

Morris 4×4 Center

Morris 4×4 Center

Morris 4x4 Center is an eCommerce that caters Jeep and 4x4 enthusiasts. Originally a Jeep restoration and exporting company, it has now grown as one of the leading Jeep parts and accessories distributors over 25 years. It already catered millions of Jeep enthusiasts...

Beach Camera

Beach Camera

Beach Camera started the year 1990 providing digital revolution to the consumers. Their main office is located in Edison, New Jersey. Aside from the online website, they also have a showroom to see the products in person. The company is a pioneering retailer of...

JomaShop

JomaShop

Since 1987, Jomashop has been offering retail and wholesale trade of luxury goods. These include watches, handbags, shoes, fashion accessories, fine crystal, fine writing instruments, and gift items from brands like Rado, Costa del Mar, Tissot, Tag Heuer, and more....

CheapOAir

CheapOAir

Since 2005, CheapOair has been helping budget-savvy travelers explore the world at an affordable price. Having access to some of the most innovative and intuitive technologies in the travel industry was made possible through their parent company Fareportal. Aside from...

Buy Auto Parts

Buy Auto Parts

Located in California, Buy Auto Parts has been in the business for more than 20 years. Offering an extensive variety of auto parts, truck parts, performance parts, import parts, and automotive accessories, they let customers find the products at an affordable price...

Truck Pro USA

Truck Pro USA

TruckProUSA has skilled and qualified truck enthusiasts and has been in the truck accessory business for more than 30 years. They sell products including tonneau covers, light bars, lift kits, hitches, bumpers, and anything that can be put on a pickup truck or Jeep....

Peter Glenn

Peter Glenn

For 60 years, Peter Glenn is the leading outdoor adventure sports store led by Ned Hamilton. Named after his son, he noticed a high demand that’s not met then by local sporting goods dealers. Peter Glenn stores now sell clothing, equipment, and accessories ranging...

Aventuron

Aventuron

Aventuron aims to recharge our lives from the daily grind by enjoying the outdoors. Being the exclusive distributor of the iconic handbuilt Orange Bikes from the UK, Aventuron is also one of Diamondback’s premier dealers offering several bike brands including Salsa...

Outdoor Play

Outdoor Play

Founded in 1995 by John ‘Tree’ Trujillo, Outdoorplay started in his garage as a one-man kayak school then later focused on delivering world-class customer service and expertise. Outdoorplay is located in Hood River, Oregon, an outdoor sports mecca for kayaking,...

Sofamania

Sofamania

Sofamania offers high-quality designer furniture at affordable prices. Purchases are direct from the company which means customers can save a lot of money. Some of their products are essentials like sofas, mattresses, chairs, desks, coffee tables, recliners, love...

J.R.Dunn

J.R.Dunn

J.R. Dunn started in 1969 when the couple James Robert Dunn and Ann Marie decided to spend their $10,000 saving into the jewelry business and called it "The House of Gems". After being robbed, James and Ann retained their integrity by paying their clients' stolen...

KEH

KEH

KEH is already in the photography business for 40 years and counting. Customers who are looking for photography equipment are welcome in the site, as well as sellers who would like to sell their pre-owned cameras and accessories. Products like cameras, lenses, and...

Rebag

Rebag

Rebag is an online buy-and-sell shop with branded bags as products. Visitors can check an array of bags from brands like Louis Vuitton, Gucci, Celine, Saint Laurent, Hermes, and more. Customers who wish to sell their preloved branded bags may submit photos of the bags...

Allurez

Allurez

Allurez is a jewelry shop founded by Raphi in 2010. The business began when he realized that most of the jewelry pieces sold in stores were made in other countries making them expensive. Due to this, he decided to put up his own jewelry store so that people could...

Frost NYC

Frost NYC

Frost NYC is an urban jewelry shop that started 30 years ago as a jewelry provider of one-of-a-kind street style jewelry pieces. They custom made orders according to their clients' tastes and preferences. Some of their products are earrings, bracelets, necklaces,...

DJI

DJI

DJI started in 2006 with headquarter in Shenzhen, China. From a small office, it has now grown to a global workforce with offices found in U.S.A, Japan, South Korea, Germany, among others. The company helps professionals in different industries to accomplish their...

Avocado

Avocado

Avocado Green Mattress, which started in 2015, offers luxurious green mattresses made with natural and organic materials. When the owners found out that their so-called “organic mattress” is not really organic, they found ways on how they can acquire authentic ones...

Gazelle

Gazelle

Gazelle is one of the leading buy-and-sell websites offering pre-owned consumer electronics. It started in 2017 pioneering the idea of reCommerce. It's a simple online trade-in website where customers get instant quotes and free shipping. Now, more people are visiting...

GhostBed

GhostBed

From the line of Werner Ladder Company in 1900's, GhostBed has been established and became one of the biggest online bedding retailers in the US and Canada. Started their first product launch in 2010, they now have award winning products including GhostPillow,...

Walmart

Walmart

Founded by Sam Walton in 1962 at the age of 44 in Rogers, Arkansas, Walmart has become a big multinational retail corporation in the US. The company owns chains of hypermarket across the country, lots of discount department stores, and grocery stores. As of now, they...

Luxe DH

Luxe DH

Are you a fan of luxurious items such as Louis Vuitton, Chanel, and Hermes but don't have enough funds to get one? Now you don't have to worry anymore because Luxe DH got you covered. For more than 30 years, Luxe DH has been selling collections of authentic pre-owned...

The Real Real

The Real Real

The RealReal is an authenticated luxury online consignment founded the year 2011 by Julie Wainwright. It is now a company with millions of shoppers and consignors around the world. Aside from their online store, they also have retail stores in New York City and Los...

Toolbarn

Toolbarn

Toolbarn is an online retail store that sells construction equipment, air tools, machinery, work apparels, hand tools, power tools, and accessories since 1998. It offers thousands of items from major brands and manufacturers making it appeared on the top 500 list of...

About Affirm Financing

Thanks to the technological improvement of the internet, one can easily make a purchase online. The internet has given a significant advantage to businesses to showcase their products and services to people around the world. At the same time, many people prefer to buy things online instead of the traditional method of shopping in the mall.

Additionally, shopping online brings a lot of perks such as getting better deals, lower prices, lots of options to choose from, and most of all, the convenience. Online shopping brings a lot of advantages. However, not all of us can buy things online and pay them promptly. While a lot of us might have credit cards or cash reserves in the bank, there are alternative ways in which you can make online payment easy and hassle-free, one of this is Affirm.

What is Affirm?

Founded in 2012 by Nathan Gettings, Max Levchin, and Jeffrey Kaditz, it is a financing company that offers microloans for consumers that wish to make an online purchase but don’t have enough funds for it. The company provides clear and straightforward financing regulations to their customers.

How does Affirm work?

Like any other financing institution, Affirm will do a quick credit check for them to determine if the potential borrower can pay them back. Also, the credit score will dictate how much the interest rate will be. Moreover, if you are making a significant purchase and depending on your credit score, they sometimes require a down payment.

Once you are approved for the financing loan of your online purchase, Affirm will offer you three different payment options that suit your budget. You can pay them with their three-month term, six-month term, and up to 12 months payment term. All your monthly dues will include the principal loaned amount plus the interest. Once the transaction is done, Affirm will then pay the online merchant via online payment and will send you a monthly notification for your monthly dues.

How to apply for Affirm?

When you are done selecting your desired product or services, proceed to the checkout section and select Affirm. Once selected, it will prompt you an online application form, and you need to enter some essential information about yourself such as your complete legal name, personal email address, current mobile phone number, the date of your birth, and the last four digits of your SSN. When entering the said information, make sure to double-check all the details before hitting the ENTER since incorrect details could lead to the denial of your loan.

Moreover, for security reasons and to make the online purchase legit, Affirm will send you a text message containing the authorization code. You need to enter the correct code to the application form.

Once done, the processing of your loan application will only take a few seconds and Affirm will notify you if your applied loan is approved or not. If approved, you need to select your preferred payment options mentioned earlier. Before you complete the loan process, Affirm will provide you a clear summary of the loan, your fixed monthly payments, and the total interest. And once done, click the confirm loan button and proceed to the completion of your online purchase. After a month, expect an email notification or a text message from Affirm reminding you of your monthly obligations.

Affirm Benefits For Consumers

  1. No hidden fees

The good thing about Affirm is that they don’t have hidden charges such as service fees and prepayment fees. They don’t also charge their customers, such as penalties for late payments.

  1. Multiple Financing Loan

Unlike a personal or short-term loan, Affirm can lend a person multiple times. However, make sure that you maintain a good credit score.

  1. It won’t affect your Credit Score

Even if you are applying for multiple loans with Affirm, it won’t affect your credit score. However, make sure to pay them if you want to build a good credit reputation.

  1. Consistent Notifications

Before the day of your monthy due arrives, Affirm will make sure that you are consistently reminded of your payment obligations via email or text message. In this way, you can manage your budget so you can pay them back in time.

  1. Better deals

Affirm is an excellent alternative to personal loans, short-term loans, or credit cards since most of the time, they offer lower interest rates and better deals. Specifically, interest rates range from 10% to 30%, and repayment periods can be three months, six months, or 12 months. It is also easier to apply and get approved in seconds compared to personal and short-term loans.

Online shopping gives us the convenience to purchase items we want anytime and anywhere. However, for some who can’t make upfront payments or don’t have the cash at hand, Affirm might be a good alternative. It is quick and straightforward and comes with simple loan terms with no hidden fees.